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How much do you need?
First Name:
Last Name:
Email:
Zip Code:
Padlock Privacy Secure & Confidential
Get up to $1000
Fast cash as soon as the next business day!
  • Safe & Secure
  • Confidential
  • Easy Process
Request Cash Now
How much do you need?
First Name:
Last Name:
Email:
Zip Code:
Padlock Privacy Secure & Confidential
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Why you should get a payday loan
  • Prevent Overdraft Fees Get your cash quickly.
  • Prevent Late Fees Get fast cash to avoid late fees.
  • Prevent Bounced Checks Quick cash when you need it.
  • Late Rent Payments Get cash to pay your landlord on time.
  • Unexpected Medical Bills Pay for unexpected emergencies.
  • Repair your Home Get cash to fix leaky faucets and roofs.
  • Bad or No Credit All credit is accepted.
How does applying for an online payday loan work?

It doesn't take much work to apply for an online payday loan. Simply fill out the form above to start your request today. In a matter of minutes we'll try to find a lender who can complete your application and provide your loan as soon as the next business day. If accepted you'll be provided with complete terms including APR and loan details that you can review before you choose to accept the loan.

Why choose a payday loan?

We all know that emergencies come up and when you need cash fast there aren't always a lot of options. Simply put payday loans are a convenient, simple, and quick option that can help you meet your obligations immediately. Not only that but qualification is fairly simple.

What are the qualification requirements?

Typical requirements for payday lenders include:

  • You are a US resident
  • You are at least 18 years old
  • You have a job and proof of regular income
  • You have a bank account
  • You have a social security number

Your credit does not affect your ability to get a loan. So bad or no credit should not be a problem!

What kind of rates can I expect and how much will the loan cost?

Rates vary based on personal qualification and the state in which you reside. You will be able to review the exact rate and cost of the loan before you accept the loan. For example some states may charge $20 on a $100 loan over a 2 week period. So if you borrowed $100 you would be required to pay $120 after two weeks. Again, this value may be different per state and per user qualifications.

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PaydaySpotter.com is not a lender, does not take applications, and does not make loans or credit decisions. We provide a service to connect you with a lender from our network. We are not an agent, representative, or broker of any lender. Loan terms will vary, and loan availability varies by state. Loans are intended to provide short term financial relief and do not constitute a long term financial solution. While PaydaySpotter.com does receive compensation from the lenders we work with, we do not control and are not responsible for any lender's actions or decisions.